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9 REASONS TO CHOOSE A NEW BUILD HOME VS. RESALE

Categories: Helpful Tips, Home Builder | Posted: September 7, 2017

New build Home vs. resale

Purchasing a new home can be a very stressful and difficult decision. Do you buy an existing home, or go with a new build? There are many factors to consider in this decision, such as finances, location and timing. Here are 9 reasons that make a new build your best decision. SAVVY BUYER

1. TURNKEY EXPERIENCE

Keys and lock the door on the background of solar garden

Keys and lock the door on the background of solar garden

Imagine walking up to your new home, turning the key, and entering a space that is designed just for you. Older homes often need renovations; it might be a 1970’s kitchen, rusty bathroom fixtures or not enough bedrooms. After the hassle of a move, it is hard to get excited about the extra money and time a renovation project can bring. A new build will move your DIY days well into the future.

2. CUSTOM FINISHING

New build Home vs. resale

In real estate circles, when they describe a property as having character, that usually means wood paneling and green shag carpets. A new build offers extensive choices in the colour and style of your home. You can hand pick the colour of your bedroom walls, the type of countertop and decide whether you want stainless steel appliances. Not sure of your artistic abilities? They often have an interior design team to help you create your dream home.

3. EVERYTHING IS NEW

New build Home vs. resale

With an existing home, everything is in different stages of repair. They advertise a new kitchen, but did they mention the roof is 20 years old? One bad storm, and your insurance will not cover that aged roof. With a new build, you can be confident nothing is old or in need of repair. Everything from your shingles to your basement is brand new. As well, the design, all the appliances and countertops are in contemporary styles that will hold their value for years to come.

4. WARRANTY

New build Home vs. resale

With an existing home, it’s buyer beware. Sometimes, home sellers will put a fresh coat of paint on the ceiling to cover a roof leak. As the new owner, you have little recourse.With new construction, not only will all your appliances come with warranties, but builders also offer a warranty on the entire construction. If you have any new house hiccups, you are covered. With the same budget you would spend on an older home, you could have a home that is fully covered and will maintain its value for years to come.

 5. NEW TECHNOLOGY

New build Home vs. resale

Older homes carry unseen dangers like mold, lead paint and asbestos. Technology is rapidly advancing in the home building trades and efficiency and safety are paramount. You can be confident your builder is using the newest, tried and tested materials and systems. Your new home will be more energy efficient and environmentally friendly than an older home.

6. LOCATION

New build Home vs. resale

One of the most important factors when purchasing your home is location. With an existing home, you might need to compromise on your location to get the size you need. Do you need to be near schools and shopping? New builders are working closely with land developers to create communities rather than just a row of houses. Green spaces, schooling, shopping, transportation and walking trails are all becoming expected. As such, new home buyers have greater choice than ever before. You can decide your view, side of the street (morning or afternoon sun) and proximity to schools and parks.

7. MONEY

New build Home vs. resale

Funding a new build is different from traditional mortgages. Most builders offer financing options within their packages. This offers you one-stop shopping. You will know in advance what you can borrow, before you get your heart set on the walk-in shower. They are experts in the field of financing new builds and will counsel you in all of your options.

8. EXPERTISE

New build Home vs. resale

In an existing home, you have no confidence that the wiring was not Bob’s DIY project. New home builders hire only the best journeymen to construct your house from start to finish.

Another benefit is that you can choose from multiple floor plans, each of which has been crafted by professionals. These floor plans are well designed, unlike existing homes with interesting quirks. There are no hallways that lead nowhere or impossible kitchens where the dishwasher door hits the opposite wall.

9. YOU DECIDE

New build Home vs. resale

Choice, Choice, Choice – Possibly the best reason to choose a new build over an existing home is choice. You decide the number of rooms and bathrooms that your family needs. Do you need an office, garage, extra family room? That is all up to you. No need to be “satisfied” with what is available on the market at the time. You are in the driver’s seat. The choice is yours.

Get out there and meet some builders and see how possible it is for you to have your dream home!

Homeownership: Opportunity is Knocking!

Categories: Helpful Tips, Home Builder | Posted: September 1, 2017

Homeownership is an important part of the American way of life. Today there are many opportunities in the housing market – including low mortgage rates and new homes that are built to fit your lifestyle – to find a home that is right for you. But market conditions can change, and these opportunities may not be around for long, so home buyers shouldn’t wait.

Low Interest Rates

Today’s low interest rates are helping home buyers find affordable housing options. But, it’s important to keep in mind that interest rates are sensitive to market forces and can change quickly. Even a slight rate increase can push monthly payments to the point that a buyer might miss out on their first choice for a new home.

Interest Rates

Large Downpayments Not Necessary

While lenders are looking more closely at borrowers today than in recent years, there are options for purchasing your home without a 20% downpayment. For example, the Federal Housing Administration (FHA) offers loans to first-time home buyers with downpayments as low as 3.5%. However, these loans require mortgage insurance.

To ensure that the process goes smoothly, buyers should consider pre-qualifying for a mortgage and having financing in place before shopping for a new home. Buyers also may find that some home builders have arranged favorable financing for their customers or offer financial incentives.

Built to Fit Your Lifestyle

Designed to accommodate today’s busy lifestyles, new homes – including urban condos and single-family homes – feature open floor plans, flexible spaces, low-maintenance materials and other amenities that make them more appealing than ever before.

Family

With energy costs near the top of consumer concerns, it’s good to know that new homes can be more energy efficient than ever. Innovative materials and construction techniques mean that today’s new homes are built to be much more energy efficient than homes constructed a generation ago. Not only can they be more affordable to operate, new homes also are significantly more resource efficient and environmentally friendly.

And in many areas, prospective home buyers who wish to live in age-qualified communities for those 55 and older will find a large selection of homes tailored to the evolving lifestyles of the baby boom generation.

Benefits for Home Owners

Homeownership also provides important benefits to owners.

Tax Benefits: For Home Owners Only

Unique tax benefits that apply only to housing help lower the cost of homeownership. Both mortgage interest and property taxes are deductible. Moreover, for married couples, profits of up to $500,000 on the sale of a principal residence ($250,000 for single taxpayers) are excluded from tax on capital gains.

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The Advantage of Leveraging

Leveraging is another advantage of homeownership. A buyer can purchase a home and receive the full benefit of homeownership with a cash downpayment that is only a fraction of the total purchase price. This is called leveraging, and it makes the rate of return on a home purchase greater than on other purchases with the same value, such as stocks, where the buyer must put up the entire price.

Building Personal Resources

For most Americans, homeownership is a primary source of net worth and an important step in accumulating personal financial assets over the long term. For most families, home equity represents the largest share of net worth.

There Really is No Place Like Home

Although there are many positive financial aspects to homeownership, a home cannot be valued in monetary terms alone. Not only can homeownership be a stepping stone to greater financial well-being, it provides a permanent place to call home and great personal satisfaction.

Academic research also shows that homeownership provides a wide range of social benefits and strengthens the nation’s people and its communities.

Homeownership is truly a cornerstone of the American way of life.

The Right Paint Color for Every Room by HomeAdvisor

Categories: Helpful Tips, Home Builder, Home Decorating | Posted: August 25, 2017

There are some big decisions to be made when it comes to decorating the house.

The color scheme you use in each room will have a big impact on how it feels. How can you know what color will go best in each room?

Luckily, the psychological effects of color have long been the subject of study by the finest minds. From Aristotle to Leonardo da Vinci, it seems everyone has an opinion! Today, we have contemporary science to show us the way. For example, we know that green is an excellent choice for the study or office, because it stimulates creative thinking. For example, the ‘Fresh Sage’ shade promotes a feeling of tranquility and intellectual engagement.

On the other hand, a carefully selected shade of red will lend a lively, sociable atmosphere to your dining room. It’s the perfect color if you want your dinner parties to go off with a bang.

For expert advice on which colors work best for each room, have a look at our new infographic. It identifies the effects you can get color by color, room by room.

Decorating is a great opportunity to create an environment where you’ll love to work, rest and play. Pick your hues carefully, and you’ll soon create your dream home.

The Right Paint Color for Every Room
The Right Paint Color for Every Room, courtesy of HomeAdvisor

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Sources

Questions to Ask Your Home Builder

Categories: Helpful Tips, Home Builder | Posted: August 24, 2017

When you’re thinking about buying a new home, selecting the right home builder is a key step in creating the home of your dreams. You should feel comfortable asking a potential home builder every question that you think is important. And, a professional builder or sales representative will want to make you a happy and satisfied home owner.

Besides the questions of “How much does it cost?,” and “When can we move in?,” here are some other questions you should ask:

  • Will the builder give you references of recent buyers/occupants?
  • Does the builder have a financing plan established?
  • Are there options in the floor plan — for example, can a basement or deck be added?
  • Can a room such as the basement be left unfinished?
  • How much “customizing” can be done versus standard features?
  • Can appliances be up- or down-graded?
  • Are there any additional fees relating to the home or development?
  • Will there be a home owners’ association? If so, what will the dues cost and what do they cover?
  • Does the builder offer a warranty program?
  • Does the price include landscaping? What if the plants die within a year?
  • Are there any restrictive covenants?
  • What are the estimated taxes on the property?
  • How is the school system rated?
  • Are day care and grocery stores convenient and satisfactory?
  • What about emergency facilities — police, fire department and hospitals?
  • Are there any major development plans for the area in the next five years?

Advice on Financing Your First Home

Categories: Helpful Tips, Home Builder | Posted: August 18, 2017

Buying your first house is very exciting. But financing your home purchase can be a daunting experience. In both cases, do your research and shop carefully to ensure you find exactly what you want and need.

Deciding how much to spend on your home and which type of mortgage will work best for you — as well as understanding the settlement process — can be confusing. However, there are many sources that can help you get prepared well before you step foot into a sales office, model home or open house.

  • Get familiar with the lingo. NAHB’s Home Buyer’s Dictionary can help you.
  • Figure out what you can actually afford to pay on a monthly basis. Remember that, in addition to the monthly principal and interest, you will also pay into escrows for property taxes, hazard insurance and possibly a home owners’ or condominium association assessment. You have more knowledge about your living expenses than a lender. Hold firm with that number and don’t be tempted to agree to an amount higher than what you are comfortable spending. Mortgage calculators are a great way to figure out what your monthly payments would be based on interest rates and down payment amounts. Calculators can be found on most real-estate-focused websites.
  • Pay down your debts. Credit card debt limits what you qualify for from a lender. Lenders want to see a total debt service ratio that is less than 40% of your monthly income.
  • Attend a first-time home buying seminar or talk to a credit counselor who does not work for a lender. You can research your options without being influenced by someone who has a financial interest in the home or loan you choose. The U.S. Department of Housing and Urban Development (HUD) offers free housing counseling and seminars.
  • Check out government resources. HUD also has a helpful web page, Common Questions from First-time Homebuyers, which provides additional resources for first-time buyers, including special financing options and HUD programs.
  • Select your lender and get pre-approved. When you have done your research and are ready to move on to the next step, visit a lender, understand the loan choices that would be available to you, and, once you’ve determined the most suitable loan, get pre-approved for that loan. Since you will already know how much money you can borrow, you will know what price range you should look at and can move quickly if you are bidding on a house that has several interested buyers. A lender’s pre-approval would still be subject to a final verification of your credit and a satisfactory appraisal, but it’s a big step toward becoming a home owner.

Tips for Downsizing

Categories: Helpful Tips | Posted: July 18, 2017

Tips for Downsizing

For most people, there comes a time when months or years accumulating stuff becomes burdensome and begins to clutter your day-to-day life. It can happen at any age or any time; cleaning out a childhood room and stripping away the reminders of the past can be as difficult for a college-bound young adult as it is for empty nesters who are determined to make the move to a simpler lifestyle in smaller quarters.

It’s all a matter of degree, need, timing and determination. If the time has come to downsize, due to choice or necessity, here are some suggestions to make it easier:

Begin Early

As soon as you begin to think about making a change, resolve to start sorting and organizing your belongings. If you’re a “pack rat,” it’s going to be hard; know that up front, and don’t put off the inevitable. Spend the time to really examine your motives––both the reasons you saved items in the first place, and your current reasons for disposing of them. Recycle usable items, whether they’re clothes, dishes, books or furnishings. Ask family members if they have an interest first; then hold a sale or donate to a charity or thrift shop of your choice.

Be Realistic

As much as you may love your high school trophies or your first pair of ballet slippers, your grandmother’s teacups or mementos from long-ago vacations, you will undoubtedly have to hold some of those memories in your mind only. If you’re so inclined, capture such things digitally, but forego the temptation to keep the actual items in your possession. Again, if someone else can make use of the things that you once treasured, it’s a win-win situation. If you’re helping a parent or grandparent downsize, however, you’ll want to make sure that they get the last say in what is important and what should be kept.

Be Unrelenting

As you move through each room, have four separate stacks or containers to corral your choices. Everything should fall into one of the following categories:

  • Can’t Live Without
  • Too Valuable to Give Away
  • Goodbye: The Sooner the Better
  • Trash

There might be some movement between the stacks; but the first two categories shouldn’t way outweigh the second two.

Consider the Cost of Keeping Things

Think about not only the financial cost of moving your belongings, but also the space things will occupy in your new home. If you will need a storage unit to contain your belongings, rethink your decisions. You’ll be surprised at how free you’ll feel if you make the move without the need for temporary storage, and you have the opportunity to really enjoy and use everything you keep.

Be Thorough

Resist the temptation to pack up memorabilia with a plan to sort it all out later. Chances are good that you will never open the boxes again, and the burden will only feel heavier as time passes. Never plan to move anything to a new location that you can’t or won’t use. That is an exercise in frustration and futility.

Accept Help from Friends

Good friends and willing family can lend you physical strength for pulling things out of the attic, up from the basement and off high shelves and. They’ll also give you emotional support, laugh with you and be there in case you want to shed a tear. It’s okay to rely on others, whether you’re looking forward to new adventure or dreading the change. And who knows, what you view as worthless might be your best friend’s dream!

Sell for What You Can Get

Hold a yard sale, but price items to sell. Accept offers just to clear the air, and the yard! Unless you have valuable antiques, chances are you won’t net much cash, but it will be a relief to have things gone. Then get down to the business of organizing the actual move and get on with the rest of your life!

One final tip: Do it all before you list your current home for sale. You’ll want your existing property to shine and look spacious, and clearing out many of your belongings is the best way to do that.

Her career in real estate spans more than 50 years…

Categories: Awards & Achievements, Home Builder, Our Communities | Posted: December 12, 2016

Posted Sat, 12/10/2016 – 12:25 pm | Article by: Katie Nussbaum (katie.nussbaum@savannahnow.com)

Friends, colleagues laud Konter’s work over decades

Realtor Harriet Konter sits in her midtown Savannah office last week. The native Savannahian has been in the real estate business since 1961. (Katie Nussbaum/Savannah Morning News)

Real estate agent Harriet Konter has been honored with a lot of ‘firsts’ in her life.

The 92-year-old Savannah native was the first female president of the Georgia Association of Realtors, the first woman to be inducted into the Georgia Association of Realtors Hall of Fame and the first woman to be named “Realtor of the Year” by the Savannah Area Realtors, but those who have worked alongside Konter, said she’s always put their needs ahead of her own.

“She leads through example and by that I mean that she’s always lives by the golden rule, she treats people the way she wants to be treated and she’s always lead through honestly, trust and integrity and through that she’s definitely the epitome of what it means to be a Realtor,” said local agent Steven Fischer.

Konter and her late husband, Larry Konter, founded Konter Realty Co. in 1961 in a small two-room office in downtown Savannah. Six individual companies now operate under the Konter Co. umbrella, including Konter Quality Homes, which was founded by the Konter’s son, Jerry Konter, in 1977. Together the companies have built and sold thousands of homes across the Low Country and created 17 communities, including Savannah Highlands and Woodland Trail in Richmond Hill.

After Larry Konter died in 1995, Fischer said, with all that the couple had already accomplished it would have been easy for Harriet Konter to retire, but he knew she’d continue building on what she and Larry had worked so hard for.

“It was always Larry and Harriet… She had already been No. 1, she had the biggest company, but there was never a doubt in my mind that she was going to continue the company and she did, which was very impressive,” Fischer said.

“They were wonderful together, they were a team and she stayed.”

“And I’m still here,” Konter interjected, smiling from behind her desk in her midtown office, where a group of friends and family gathered last week to share stories and laughs about her time in the industry, which spans more than 50 years.

“I have wonderful friends and we’ve been out there a long time,” Konter said.

Another one of those friends is Gale Hirsh. About 16 years ago Hirsh was using Konter’s office phones for a fundraising effort when Konter persuaded her to obtain her real estate license.

“(Harriet) said, ‘hang up the phone’ and she closed the door,” Hirsh laughed.

“… She’s been the most wonderful teacher, leader and friend… She changed my life.”

Hirsh is now the residential sales manager for Konter Realty, but her connection with the Konters began at a gas station while she was still living in New York, years before she met the couple.

“My husband’s company was being relocated (to Savannah) and I was leaving everything and I was just down … I went to a gas station to fill up and the guy pumping gas, I don’t even know who he was, asked me what was wrong,” Hirsh said recalling a conversation she had with a gas station attendant.

After explaining that she was moving to Savannah and didn’t know anyone here, the attendant offered some advice.

“You know what he said to me?” Hirsh asked the group.

“Call the Konters, they’ll help you. And I still don’t know who that guy (at the gas station) was.”

Lisa Neville’s journey with Konter started in high school, and this year she celebrated her 41st year working as support staff with the company.

“I came after school, then went through college, went through a marriage, went through a baby and I’m still here,” Neville said.

“They’re special people.”

One memory retired Realtor Bob Bennett will never forget is when his daughter, Robin Lance, was to be installed as the president of the Georgia Association of Realtors in 2013. Konter gave Bennett and his wife, Roberta, who was also a Realtor, the honor of installing Lance.

“She wanted Roberta and I to install our daughter and it was great and we’ll always remember that,” Bennett said.

“That was quite an honor for us.”

Lance had previously asked Konter and three other past female presidents, whom she had formed a close relationship with, to install her, but Konter had other plans.

“Harriet accepted my invitation, but, without my knowing it, went to my parents and said she felt it would mean so much to me if they actually installed me,” Lance explained.

“Harriet and the other three ladies were called on the stage to install me, however immediately turned the program over to my parents to do the honors. It was very touching and again brought to light that Harriet is a selfless contributor. It meant more to her to see my parents recognized as installing me than it did for herself.”

Recently, Konter was honored by the Savannah Area Realtors for her service and dedication to the Savannah industry. With that honor came another first: Konter is the first woman to have her portrait displayed at the SAR boardroom on Hodgson Memorial Drive.

“I was overwhelmed,” Konter said of the reception and presentation.

“My children didn’t even tell me what was going on. … People just kept coming up to me from all over.”

And Fischer said the large gathering was a testament to the impact Konter has made on so many and the respect that they have for her.

“Wherever she went she made an impact, sometimes because she didn’t whisper, but she still made an impact,” he laughed.

Friends and colleagues gather around Harriet Konter at a recent reception given by the Savannah Area Realtors to recognize Konter’s contributions to the local real estate industry. (Bunny Ware/Spotted.Savannahnow.com)

“She’s made an impact on every level and any every place and she’s very well respected and that’s what was shown the other night. … It really showed the respect she has across a broad base, real estate-related and not real estate-related.”

Today, Konter still serves as president of Konter Homes, where staff said she keeps an eye on the office and keeps things “hopping.”

Over the years Konter has served as president of the Armstrong State University Alumni Association, director of the Savannah Jewish Community Center, director of the National Association of Realtors and the list goes on. She’s still involved in many organizations including the Women’s Council of Realtors and the local, state and national Association of Realtors, but at the heart of it all for Konter is her friends, colleagues and family.

“I love everything about it,” Konter said of her career.

“The people and what we did. Everybody liked to help each other.”

Harriet Konter gives real estate agent Steven Fischer a kiss on the cheek at a recent reception given by the Savannah Area Realtors to recognize Konter’s contributions to the local real estate industry. ( BunnyWare / Spotted.Savannahnow.com )

Flooring Options

Categories: Flooring, Home Builder | Posted: June 27, 2016

Wood Flooring:
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Hardwood floors are traditional and remain one of the most elegant culls due to their shine, natural texture and variety of stains / culminates. They are durable. If installed and maintained properly will last the lifetime of the home. Wood floors are more sumptuous to purchase and harder to install then other flooring options. This is often the most prevalent deciding factor in determining whether it’s the right cull for a home. For homes built in Coastal Georgia, an engineered wood would be the better option as it holds up better in humidity.

Laminate Flooring:
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Laminate has become very popular as a substitute for wood flooring. If you dote the look of wood but want something more affordable and more facile to install, laminate is a great option. Laminate is more durable, easy to clean and withstands scratches and dents much better than hardwood. It is however harder to rehabilitate. Planks may have to be abstracted and superseded whereas in hardwood a defect could be sanded out and refinished.

Ceramic Tile:

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Ceramic tile can be visually perceived from bathrooms to living rooms. It is facile to clean and maintain while integrating a sleek finish for more contemporary homes. Ceramic may not be a good option for areas where children play and are prone to falling because of its hardness. Homeowners in warmer climate areas like Georgia incline to choose ceramic flooring as it feels cooler to the physical contact. Ceramic tile can also be slippery. Picking a tile with some texture may be best for homes where slips and falls are a concern.

Vinyl / Linoleum:

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Vinyl and Linoleum are terms that incline to be interchangeable but are in fact two variants of material. Where Linoleum is a product made from natural materials and oils, vinyl is made with synthetic products. These type of flooring options come in astronomically immense sheets or squares with a wide variety of patterns. They are fairly facile to clean and hold up well in heftily ponderous traffic areas. The kitchen is a mundane place to optically discern this type of flooring but it is congruous for other areas such as bathrooms and laundry rooms. One of the most immensely colossal perks to vinyl and linoleum is the affordability.

Carpet:

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While wall to wall carpet is not as popular as it once was in homes, it is still a great option for homes wanting comfort. Carpet is very easy to install and decently priced. It may not require to be cleaned as often as a hard surface, but it is remotely harder to maintain in terms of stain abstraction and annual steam cleaning. Homeowners who cull carpet often choose it because of the comfortable setting it engenders while reducing the noise of walking that harder surfaces would create. Allergy and Asthma sufferers should note that airborne particles incline to stick into carpet fibers. Customary vacuuming can help minimize the issue but it will not eliminate it entirely.

Stone:

Marble, travertine, granite, limestone and slate are all examples of stones that can be utilized in flooring. They give a luxurious feel to a home with a beautiful texture and culminate. Like ceramic tile, stone has a cool property that makes it another great cull for Georgia homes. They are perdurable and are considered a lifetime flooring.

New Phase has begun… in Savannah Highlands

Categories: Home Builder, Our Communities, Savannah Highlands | Posted: May 11, 2016

Realtors & Clients we are now taking reservations for our next phase!

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For more information visit our website or contact the Builder at 912-341-4865

Happy Birthday Jerry Konter!

Categories: Home Builder | Posted: March 23, 2016

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We would like to wish our very own

Jerry Konter a Happy Birthday today!!!

From all of us at Konter Quality Homes, have a wonderful day!!

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